If you need funding for your business in less than 24 hours, than Cash Business Capital is for you! Our plans do not have fixed payments- which makes repaying the loan a breeze! Payment plans are based on a small percentage of your businesses total sales for the month- this allows you to focus on your business and customers without having to worry about making payments you may not be able to afford!!
- A credit score of 500 or higher
- Your business must be open for at least three months
- Business must generate at least $8,000 a month gross income
- Stable cash flows with minimum four deposits to the bank account
- You must be able to provide three months worth of business bank statements
- We fund a range from $2,000-$2,000,000
- Zero Fees!! We do not, and will not ever charge for this program.
- Direct deposit into your bank account
- We can approve you in 1-4 h and have the money ready in 1-2 days
How does your business loan program work?
We offer business financing with flexible loan amounts and flexible repayment schedules. Though we do pull your credit, we do not use your credit score to qualify you. How we do this is simply by looking at three months of the businesses banks statements to get you approved. We want you to focus on your business and customers- and out flexible 3 – 24 months repayment plans make that possible.
Are you going to check my credit?
Yes, but we lend based on your businesses cash flow, not your personal credit score.
How can I use the capital when I receive it?
However, you like. You can purchase inventory, advertisements, pay a debt, or do that expansion you’ve always to. Some people even use their capital to make a down payment on real estate investments- it’s always completely up to you!
How much will I get?
Through our business loans, you can receive 2,000 to over 2 Millions based on the revenue of your business generated every month.
Can I pay the loan off early without being penalized?
Yes! Unlike traditional money lenders, we do not charge a pre-payment penalty at any time. In fact, we encourage you to pay off the loan early but giving you a discount of 8-10% on the remaining loan amount.
When will I get the money in my account?
When everything is in place, you will receive the funds in as little as 24-48 hours from the time you submitted the application.
Can I get more money down the road?
Absolutely! Once you get funded the first time, our hope is to start building a business relationship with. This enables you to build your business credit with us to you can get more funding when you need it another time.
I’ve been denied by my bank before; can I still get a loan?
Yes. Our system judges businesses differently than traditional banks- we focus on your businesses cash flow instead of your personal credit score or collateral. This means that we can lend to many businesses that have been denied by their bank.
What business industries do you work with?
We work with over 250 different kinds of businesses. We make loans for restaurants, auto repair shops, retailers, doctors, beauty salons, construction companies, real estate and many other service providers. All industries can be accepted.
What fee are you charging and is there an upfront fee?
We do not charge any upfront or back-end fees- there’s simply never a fee from us!!
What is the interest rate?
There is no one interest rate for all businesses. What we do is calculate the interest rate based on the business loan you want and the condition of your business. Interest rate range 5,5% – 28% or for high-risk businesses and short time loan we can use factoring; $1 borrowed, you have to pay back $1,15 – $1,35.
How can payments be made?
Payments can be daily (small portion Mon-Fri direct ACH) or weekly or monthly. All depends on your business condition.